3. So presumably brought their first home. And homes are still priced above Covid levels. House prices fell at slightly slower rate in Oct, with 5 city index from @corelogicau losing 1. Log in. Our subs will likely need to contain the most serious expansionist ambitions of an India we haven't yet met in the 2040s”“Huge jump in Sydney auction clearance rate to 74. 6%; 5 city index prices down 1. We would like to show you a description here but the site won’t allow us. “ANZ's David Plank and Jack Chambers have today updated their RBA QE3 forecast to a potential program that could be as large as $189 billion, bringing them in line with Westpac's Bill Evans who is projecting a $150bn program for QE3 @Johnkehoe23 @ANZ_Newsroom @WestpacMacro”We would like to show you a description here but the site won’t allow us. . We would like to show you a description here but the site won’t allow us. 8%mom in March, the first monthly increase since April 2022 and the largest monthly increase since January 2022. 10% in more pain for borrowers and home owners. 4% pa return. 7% on 376 auctions (@corelogicau) vs 49. “Super strong US employment data will embolden Fed to push to 5. Log inWe would like to show you a description here but the site won’t allow us. @cjoye/Twitter) Shark clamps onto diver's leg as blood and screams pour out in attack video. We would like to show you a description here but the site won’t allow us. I am not a house price bull. Prepare for equities and property pain. It'll work right up until the point it is discovered that debt outstrips M2 money by a factor of 10:1 . ”christopher joye on Twitter: "Good morning!" / Twitter. )”We would like to show you a description here but the site won’t allow us. com. This marks a turning point in your powers. Since first RBA May hike, Syd/national market has fallen at 23%/14% annualised pace. Sydney (+1. Sign upSee new Tweets. A $14m unsecured loan will cover the client loss, creating a $32m debt for Huobi Like I said before: there will be unpredictable fall out from FTX in the following weeks. In this conversation. 11. According to your own chart the annualized figure for Sydney is approx 11-12%. Conversation“@cjoye who would have thought lending money to a government with a printing press that practically can't default would result in potentially the 2nd largest bank collapse in US history 😄”In this conversation. Log inWe would like to show you a description here but the site won’t allow us. The bears are gonna start running for the hills when they see wolverine chasing em”We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. See new Tweets. @cjoye Aug 6, 2022 22pc and back in 2020 - the issue with Ukraine is there is very limited data on it as a country statistically because it was only created in the early 1990s. You actually charge people a fee for that performance?”“@KirilRuvinsky @cjoye People are away in Sydney, this Aussie day turned into a long weekend, my wife works in circular quay and there were 5 people on her floor at work! People are still spending and it appears that less people under 35 have a mortgage these days, rising unemployment is the only key”Imaging if mums&dads can directly access to 6. @TheKouk · Jul 8. 7%; Brisb off 1. There were good reasons for very low rates (pre-covid) and those reasons haven’t gone away. You are right to hesitate on price directions for houses - low listings are contributing to price stability, but so are rents increasing by 25% ($120 pw on $500 pw) and many buyers paying cash (not first home buyers). “@cjoye It seems a bit silly to me that an actor, doing an advert, with a script, on the television, should suddenly become a financial commentator on cryptocurrencies. Interest rates have soared, but commercial property values have barely moved. Sign upchristopher joye @cjoye. com. . Even with yields down. @cjoye. Captain Slapstick AC AO AM OAM AK @CaptSlapstick · 6h. “I did a podcast interview with Koda's David Clark on the coming commercial real estate crash, why a second phase of the housing correction will emerge, the looming. In this conversation. Verified account Protected Tweets @; Suggested usersIn this conversation. It’s like the economy has cancer and our doctors wants to stop treatment caus we’re feeling nauseous from the chemo 🤦♂️ @cjoye True, but houses / home units are hard to beat. “@bluntman_eth @Tombeecon @cjoye So they just entered the real estate market. Victoria's annual interest bill on its debt will rise towards $9 billion/yr by 2027 according to CBA analysis. ConversationA not so tiny drop in some parts of the country. It’s funny because traders on the street know that on Friday. “GS: Australian capital-city dwelling prices rose +0. 30% drop wipes out 40% of gains! Its so bad REINZ has taken down old reports!”“@ddtraderr @cjoye Ummmm Yes they can refinance however this is happening because interest rates are rising ⬆️⬆️⬆️ They may be able to refinance if they paid off enough, and if the properties have appreciated in value That’s a few “ifs” in there Overall, the situation is grim at beset”“3x crypto banks now dead: Silvergate; Silicon Valley; and Signature. Where did you get 20% from?”RBA governor Phil Lowe said today that for Aussie inflation to hit its 2-3% target, wages can only grow at circa 3. christopher [email protected] @DrCameronMurray: Has anyone pulled together a list of all the wrong predictions about the housing market from mid-2020? If I recall, predictions of 30% price falls were common. Property is ‘sleepwalking’ towards its biggest test since the GFC. Redirecting to /user/cjoye/. ly/3tKymvn 8:25 PM · Nov 21, 2022 · Twitter Web App@cjoye Aussie house price update to 25 July: Sydney prices down 1. christopher joye on Twitter. 9% vs 56. There was only one way to go. ”We would like to show you a description here but the site won’t allow us. and @Johnkehoe23. @cjoye. @cjoye. Binance Australia selling bitcoin $6k cheaper than other exchanges. @cjoye. Youre allowed to tweet at new cycle-low milestones only. 3. Anecdote from my AFR column today: “For Australia’s inflation rate to subside, we will also need more productivity to rationalise the brisk rates of wage growth. 85% to 4. We would like to show you a description here but the site won’t allow us. “@cjoye Sir. ”“Yep. would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. There was only one way to go. ConversationSee new Tweets. Bank of M&D or other exogenous injections can only go so far. Bang on our forecast for 15-25% cumulative loss. We would like to show you a description here but the site won’t allow us. Verified account Protected Tweets @; Suggested users“@cjoye @ALeighMP @Charlton_AB @DanielMulinoMP @AlboMP @JEChalmers Genuine question/thought. Lower bound of our 15-25pc forecast correction could be an optimistic outcome…”Log in. christopher joye. 9:26 PM · Aug 15, 2022 · Twitter Web App. ”We would like to show you a description here but the site won’t allow us. Verified account Protected Tweets @; Suggested users The data always tells a story and sticky inflation makes it impossible to see an upside with House prices til Q1 maybe even Q2 2024 Bear market like the 1 we are in. 3%, Melbourne/Brissie both down 6. ly/3pmX9Dk. “@cjoye Watched The Big Short again last night - I fear the can kicking is going to end soon and we will have our very own subprime moment. @cjoye And then the currency will fall, inflation will accelerate and rates will need to go even higher than they would’ve needed to in the first place. #ausecon @felicity_emmett @AdelaideTimbrel. The real problem, people still spending and employment strong. christopher joye. 1. It’s funny because traders on the street know that on Friday mornings, I will be buried in one. ”“With an inflation-targeting central bank, cash is actually one of your best inflation hedges”See new Tweets. We would like to show you a description here but the site won’t allow us. “RBA may be told to hold press conferences; Barrenjoey talk queried would like to show you a description here but the site won’t allow us. @cjoye I still haven’t seen you clearly outline why rates will stay high over the medium to long term, when nothing has fundamentally permanently changed since 2019. We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. Sign upWe would like to show you a description here but the site won’t allow us. Don’t know anyone else that predicted that. Sign upDay of valuations reckoning looms for commercial real estate owners, valuers and auditors. I suspect the increased earnings (and potentially profit) of the big players in ASX 200 might offset increases in discount rates. Our predicted housing recovery continues @FinancialReview (Prelim. @cjoye · Aug 5. Drone operator Christopher Joye posted. Aussie house prices fell in 2022 by their largest margin since records began in 1980. . ↑ Joye, Christopher. May 15, 2023 - 9:29AM. 1. We would like to show you a description here but the site won’t allow us. christopher joye on Twitter. ·. afr. 1%; Brisbane prices down 0. christopher joye on Twitter: "Morning!" / Twitter. Log in. Given the number of markets that have had this set up and tanked. Log in. Immigration is still big in Aus. Rebounding asset prices would keep inflation - and rates - higher for longer. . 76% from 0. “Good morning!”In this conversation. afr. We would like to show you a description here but the site won’t allow us. 6% for one year but if taken from the peak in Sept 21 its -30% plus. Log inWe would like to show you a description here but the site won’t allow us. “Why is Bitcoin back down at US$22k?”“@cjoye You should dissect Aus equities vs S&P500. We would like to show you a description here but the site won’t allow us. 1%. We would like to show you a description here but the site won’t allow us. ”We would like to show you a description here but the site won’t allow us. Sign upWe would like to show you a description here but the site won’t allow us. …”We would like to show you a description here but the site won’t allow us. Verified account Protected Tweets @; Suggested usersWe would like to show you a description here but the site won’t allow us. afr. I'm often asked how much time/effort it takes to write an AFR column. “Aussie house price crash about to pass through all-time record of an 11% peak-to-trough loss. May 2. com. 3. they all roll over the same. A controversial article by Christopher Joye, an outspoken investment portfolio manager and columnist for the Australian Financial Review, has. Crypto is toxic”We would like to show you a description here but the site won’t allow us. “Real interest rate hammer has yet to fall would like to show you a description here but the site won’t allow us. @cjoye Sydney house prices have fallen 11. 5k USD when you started this fund in May 2020. Like. Redirecting to /cjoye/status/1675386755422494722 Embed Tweet. Likes. We would like to show you a description here but the site won’t allow us. Massive portion of the population realising they are not going to achieve an acceptable basic standard of living. Well done. 1. 9. We would like to show you a description here but the site won’t allow us. 1%, declining at a 17% annual rate, while Brisbane prices fall at 20% annual rate bit. ”Log in. Sydney prices have fallen by 11. Fun interview with nabtrade on bond markets. Verified account Protected Tweets @; Suggested usersWe would like to show you a description here but the site won’t allow us. “@cjoye Step forward for transparency, but still doesn’t stop more/different things being said in other forums (or by other RBA officials). Wonderfully cherry picked data in desperation to keep credibility of the narrative that allows them to be defenders of last resort of the great Australian credit fuelled housing bubble. I doubt the rise over the previous Q was sustainable, given the reduction in borrowing power. Log inAnother story this morning with fresh quotes from NSW Treasurer @dmookheyMLC on paying back the Liberal Party's $100bn debt explosion: "When asked about the $40 billion in managed funds administered by the state’s debt arm, Treasury Corp, including a $1. ALT. This is deflationary. We would like to show you a description here but the site won’t allow us. 6pc. com. 1%, bringing total decline to 6. ”Log in. . @cjoye was one of the few to go against this IIRC. Verified account Protected Tweets @; Suggested usersWe would like to show you a description here but the site won’t allow us. . Grrrr”“@cjoye Thoughts on bank and esp. 0% (0. “GS: Australian capital-city dwelling prices rose +0. & 50% are admin. ” christopher joye on Twitter: "Good morning!" / Twitter. 13 Jun 2023 05:35:09 “RT @rogerkermode: I reckon there are two generations of ‘finance dudes’ who have never seen high inflation and cannot comprehend the fear i…” christopher joye on Twitter: "RBA now on track to hike rates in June given upside surprise to today's inflation, lifting the cash rate from 3. We would like to show you a description here but the site won’t allow us. Just think your narrow focus on interest rates as the main driver of house prices and that prices will fall 30% is consistent with many of you other views. christopher joye on Twitter: "A property I heard about was. Retweets. In this conversation. . Replying to @cjoye @Harold36089778. Replying to . Plus ,Bitcoin and Ethereum are down less than tech stocks. Someone did the math on how the housing ponzi affects this generation compared to the days of old. We would like to show you a description here but the site won’t allow us. Sign upIn this conversation. We would like to show you a description here but the site won’t allow us. Retweets. 5%, the…. You are right to hesitate on price directions for houses - low listings are contributing to price stability, but so are rents increasing by 25% ($120 pw on $500 pw) and many buyers paying cash (not first home buyers). Considering the RBA's housing price model predicts some pretty major price falls if rates rise 1%, it would be interesting to see how falling real wages may potentially exacerbate that. You've reached your limit when it comes to tweeting about bitcoin being under $20k. Quote Tweet. . “Morning!”We would like to show you a description here but the site won’t allow us. LNP for all its 'hawkishness' over China refused to develop onshore manufacturing for fear of unions. A 30year investment for most. Log in. 2021 Olympic Medalist, Joey Lye, shares stories and insight into some of the mental skills and strategies that prepared her [email protected] million in crypto cant be withdrawn on FTX- $13. @cjoye Sydney house prices have fallen 11. We would like to show you a description here but the site won’t allow us. Acquire everything! It’s a bull market! Equities are cheap! The buy-the-dip-reflex will prevail! Central banks will slash rates and lift their inflation targets!We would like to show you a description here but the site won’t allow us. What’s the result?”We would like to show you a description here but the site won’t allow us. 5%. Sign upLog in. Why are they silent on the stock NFLX performance???”“Westpac/MI Australian Consumer Confidence now lower than GFC levels--and aside from March 2020, the lowest since 1990. “@cjoye Modi had highest voters support among all democratic countries! As Paul Keating repeatedly pointed out, Albo is just a sucker!”We would like to show you a description here but the site won’t allow us. In this conversation. 7%. The real problem, people still spending and employment strong. “@BruceMeaney @cjoye I don’t know if it’s good. House price declines not likely to slow until RBA stops hiking. Some areas down -25. Verified account Protected Tweets @; Suggested usersThe data always tells a story and sticky inflation makes it impossible to see an upside with House prices til Q1 maybe even Q2 2024 Bear market like the 1 we are in. 1%, declining at a 17% annual rate, while Brisbane prices fall at 20% annual rate bit. In levels terms, capital-city dwelling prices…” Higher long-term risk-free cash rates are going to create a protracted pain trade for risky assets. We have unscrambled the letters cjoye (cejoy) to make a list of all the word combinations found in the popular word scramble. Sydney (+1. “@KurtMickan @cjoye If the current conditions remain I would expect prices to fall. True, but houses / home units are hard to beat. Verified account Protected Tweets @; Suggested users “Worst house price declines in 42 years, with more to come. macrobusiness. au. Welcome to the Complexity Premia podcast from Coolabah Capital, which is hosted by Christopher Joye, CIO and portfolio manager at Coolabah Capital. This will in turn demand radical attitudinal change. #ausecon @felicity_emmett @AdelaideTimbrel. Job cuts over 18mo. 4% this time last yr. 4%mom) and Melbourne (+0. ”While lots of people talk about the risk of war without actually understanding the odds, new research sheds light on the probability of major power conflict. christopher joye on Twitter: "Morning!" / Twitter. The stunning incident occurred in the waters off Werri Beach in New South Wales on Sunday and was captured on video. 4%. Replying to. Sign up“@cjoye People keep in mind the huge upswing the housing market had pre covid. Conversation. We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. Verified account Protected Tweets @; Suggested usersLog in. 10:21 PM · Jul 8, 2022 · Twitter for iPhone. 13 Jun 2023 05:35:09“RT @rogerkermode: I reckon there are two generations of ‘finance dudes’ who have never seen high inflation and cannot comprehend the fear i…”christopher joye on Twitter: "RBA now on track to hike rates in June given upside surprise to today's inflation, lifting the cash rate from 3. 30 Nov 2022 01:03:22@cjoye. Aug 16. macrobusiness. 1%; Brisbane prices down 0. . 04 May 2023 06:47:40Log in. what you choose? We would like to show you a description here but the site won’t allow us. 92. . @cjoye, @masters_joanne, @ImpactEconAU & @markgkenny. Found. The quarterly pace of decline accelerated to. Show more". *Potential for another RBA hiking cycle >4%. . Sign up“@mitch_dol @cjoye @TomInvesting This is the Jan REINZ HPI Index developed with our RBNZ. Huobi announced $18. . Visit cjoye's profile on Zillow to find ratings and reviews. @cjoye. @cjoye. 50% in 2019 to 0. 5%; 5 capital cities have fallen 3. “India is an important ally that can’t be trusted Replying to @cjoye Usecases for blockchain are only limited by the imagination. Interesting to see Treasurer Jim Chalmers trying to directly jawbone the RBA into not hiking by arguing that the inflation result does not meet the "material" upside surprise test Bullock set - despite every economist and the market saying it does. IR here are… Show more . This will be record housing crash, 100% triggered by rate hikes -. . Verified account Protected Tweets @; Suggested users In this conversation. christopher joye @cjoye. We would like to show you a description here but the site won’t allow us. Sign upWe would like to show you a description here but the site won’t allow us. commodities are a grand idea #BTC“Aussie house price losses exceed 10%, Sydney losses breach 14%: 43 year record in sight 'Stablecoin' Breaks Peg As Circle Admits Billions Stuck With SVB up. We would like to show you a description here but the site won’t allow us. In this conversation. This is 70s. First time I've properly suited up in a long while. @cjoye. . However, the. Discerning Coins for example is a new way of collecting coins - using the blockchain! Chris, we've talked about this. christopher joye on Twitter: "Credit Suisse trying to squeeze. Team Talk: Cowboys 2023 overview, best 17, squad update. “@cjoye @PeteWargent Both this and Labor shared equity policy are attempts to shore up supporter bases/buy votes. . Replying to. And inflation isn't coming down anytime soon with rents increasing Rate cuts in 2023 will simply shoot inflation back up. I still haven’t seen you clearly outline why rates will stay high over the medium to long term, when nothing has fundamentally permanently changed since 2019. NSW's interest bill will surge past $7 billion/yr according to Treasurer @dmookheyMLC. Find great real estate professionals on Zillow like cjoyeThere are 9 words found that match your query. Jerome Nugent-Smith. RT @CommSec: In our latest Executive Series interview we sat down with @cjoye from Coolabah Capital to chat about wide range of issues including recent collapse of. Aug 16. new Tweets. Immigrants need groceries, cars, bank accounts, etc”“Westpac data shows that exactly 50% of all borrowers are less than one month ahead on their mortgage repayments, or behind. We would like to show you a description here but the site won’t allow us. 3:30 AM · May 20, 2022 · Twitter Web App. Expect a global recession, continuing asset price declines, and waves of defaults, writes cjoye. I'm often asked how much time/effort it takes to write an AFR column. Our globally unique War Lab put 74% probability on military conflict between China/Taiwan and a 45% chance of US-China conflict erupting over next decade based on data up to 2020. ALT. Australia faces "largest and longest house price correction in history" According to CoreLogic records dating back to 1980, Australian dwelling values have never fallen by more than 11% across the combined. Prepare for equities and property pain - my analysis. afr. @Dante57112893. S&P Reports Australian Home Loan Arrears Rose In December: S&P's Performance Index (SPIN) for Australian prime mortgages increased in December to 0. 85% to 4. Higher long-term risk-free cash rates are going to create a protracted pain trade for risky assets. “Aussie house price losses exceed 10%, Sydney losses breach 14%: 43 year record in sight “USDC 'Stablecoin' Breaks Peg As Circle Admits Billions Stuck With SVB Sign up. So how does this effect them? I would have thought ppl who regularly buy/sell homes or were looking to cash out for retirement would be more affected?”We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. Drone pilot Christopher Joye, who captured the footage, said: "Swimmers would not believe there was a. We would like to show you a description here but the site won’t allow us. When the cryptobros realise the startup founders need to cash in their crypto investments because SVB is experiencing a bank run. It's very unstable at the street level. Sign up“@haluksenlik @cjoye There is obviously significantly more risk and fraud in crypto than in the stock market, but Matt Damon promoted a centralized brokerage that curates assets and thus doesn't expose you to the scams where possible. Verified account Protected Tweets @; Suggested users“@cjoye plenty of illiquidity in the big super funds non-listed assets. . Binance Australia selling bitcoin $6k cheaper than other exchanges. ConversationIn this conversation. "We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. This will bring the RBA much closer to global central banks like BoE at 4. We would like to show you a description here but the site won’t allow us. We would like to show you a description here but the site won’t allow us. . Sydney is off 10. Verified account Protected Tweets @; Suggested usersWe would like to show you a description here but the site won’t allow us. 2 days ago. ”We would like to show you a description here but the site won’t allow us. @cjoye yep, thats the point. 4%mom) and Melbourne (+0. 8 per cent, it would mean that purchasing power has been eroded by a total of 33 per cent since the RBA kicked off this cycle in May last year. "It's global cyber war out there".